Terms and Conditions of Website Use
Please read these terms carefully before using our website. By accessing ralutivaaloli.com, you agree to be bound by these terms and our policies.
September 2, 2025
Acceptance of Terms
By using our website or services, you accept these terms and all applicable policies. If you disagree with any part, discontinue use immediately. We may update terms as needed.
Definitions
Key terms used throughout these terms and conditions:
'Website' refers to ralutivaaloli.com and all content provided by us.
'User' means any individual accessing the website for information or services.
'Service' refers to the financial planning information and consultations provided via our platform.
'Content' means all materials, text, and graphics available on the website.
Use of Services
Services are offered for informational and consultation purposes only. No investment, product sales, or personal finance management services are provided.
Eligibility
Users must be over 18 and legally able to enter into binding agreements. Use is limited to those in Australia or where services are permitted by law.
Not available to minors or restricted jurisdictions.
User Responsibilities
Users agree to act lawfully and responsibly when accessing the website.
Prohibited Uses
Do not use the website for illegal or prohibited activities.
Intellectual Property Rights
All content, trademarks, and materials on ralutivaaloli.com are owned by us or our licensors. Users may not copy, use, or distribute content without consent.
User-Submitted Content
If you submit content or feedback, you grant ralutivaaloli a right to use it for service improvement.
Rights to User Content
We may edit or remove user content at our discretion. Users remain responsible for their submissions.
Privacy and Data Security
Our privacy policy explains how your data is handled. Please review it for details on collection, use, and security of personal information.
View Privacy PolicyDisclaimer and Limitation of Liability
Use of this website is at your own risk. We make no guarantees regarding content accuracy or outcome.
Important Limitation Notice
Content is for informational purposes and does not replace professional advice. Results may vary.
Liability Limitations Statement
We are not liable for any loss, injury, or damages arising from website use or reliance on information provided.
Indemnification
You agree to indemnify ralutivaaloli for claims resulting from your misuse of the website or breach of terms.
Dispute Resolution Process
Disputes are to be resolved under Australian law, with good faith negotiation encouraged.
Arbitration
Disputes unresolved by negotiation may proceed to binding arbitration in Australia.
Arbitration decisions are final and binding.
Online Dispute Resolution
EU users may pursue complaints through the online dispute resolution platform.
Submit ODR ComplaintSeverability
If any term is invalid, remaining provisions remain in force.
Entire Agreement Statement
These terms, together with policies, form the full agreement between you and ralutivaaloli.com.
Applicable Law and Jurisdiction
Australian law governs these terms and any related disputes.
Termination
We may terminate your access if you breach these terms or misuse the website. Provisions survive termination.
Modifications
We reserve the right to update these terms. Continued use indicates acceptance of changes.
Contact for Terms Questions
For questions regarding these terms, contact our support team.
Email Address: content@ralutivaaloli.com
Phone Number: +61371586834
Office Address: 34 Welshpool Road, Welshpool, WA 6106 Australia
Effective Date: September 2, 2025
Version: 3.0